The crisis brought lots of loses. No doubt, no one wants to lose. If you want to take control of your finances, start with your credit cards. Check your credit report. Do your best to raise your credit score if you want to enjoy low interest rates and not to overpay for your purchases.
Also, calculate how much you spend on credit cards. Check, whether you use all the credit cards you own. If there are some that you use rarely or do not use at all, cancel the accounts. Think, how much you will save! If you have to pay rather high interests on your plastic, try to shift your balance onto a card with lower rates. Pay attention to
fair credit cards. They often offer favorable terms, rewards, and reasonable fees.