Life in Balance and Credit

Merry Christmas!

2008-12-24T11:44:28Z

Christmas is considered to be a family day. Most people do their best to visit relatives and spend the Christmas Eve with their families. But what shall you do if you are single? What is the best way to spend Christmas if you are single? What if you have no intention to listen to your relatives talking you into finding “someone” who would brighten your life? What is bad in lonely Christmas Eve? Why cannot a single person just stay at home and watch favorite movies, eat pizza, etc? Why do people consider that sort of holidays as a bad thing? Have no idea…

Russian is the New Miss World

2008-12-16T05:43:16Z

New Miss World is Ksenia Sukhinova from Russia. Miss United States (Lane Lindell) walked away with the World Designer Award, given to the best evening gown. View all the results on http://www.globalbeauties.com/world/2008/live.htm

Top 10 Worst Christmas Gifts

2008-12-10T12:50:57Z

I'm starting buying Christmas gifts. Well, I'm still not certain in what gift give to my best friend. So, I browsed the Internet for ideas.
I found a funny list of Top 10 Worst Christmas Gifts. Check it! Make sure you won't buy any stupid gifts:))
http://hicards.com/platinum/top10/xmas1.html

jessicaper @ 2008-12-04T09:16:00

2008-12-04T04:20:54Z

Sales are everywhere. These days you can buy lots of things you’ve been dreaming but could not afford it before thanks to high prices. Last Friday I spent a great sum of money thanks to sales. Of course, I bought lots of things, but I overspent. Sales have two sides. On the one hand they let you buy lots of things at lower price. But on the other hand, sales often provoke people to buy.
As for me, I tend to overspend during sales weeks. But the worst thing about this is that I often buy useless things at that time. I know, it is really bad. But I could not control myself: I start buying and spend and spend money till my pockets are empty. Yeah, shopaholism is a disease!

Learning Spanish

2008-11-25T06:10:50Z

I’ve decided to learn Spanish. I like the way it sounds. I adore Antonio Banderas. Have you seen Desperado? Well, I was fascinated by Banderas play in the movie.
I think, Spanish is sweet-sounding and beautiful language. Why not to learn it? I bought a teach-yourself Spanish book, as I do not have time for language courses. Now, I do my best to learn some words a day. My friend advises me also to buy a book in Spanish. She says, it will also help me to learn the language. Hope, I will be able to speak Spanish soon and maybe, will spend my next vacation in Spain.

jessicaper @ 2008-11-13T17:43:00

2008-11-13T12:43:58Z

My friend Jenna is fashion addicted. She is buying only trend brands and spend hours (I would say, even days) in stores. She is always in the know what is going on in the world of fashion. She always looks fashionable…

But I think, she lost her own style in the pursuit of trends. Yes, she has labels but she often looks like thousands of women who cannot live without fashion pages in ELLE, Cosmo, etc. She is speaking only about fashion, labels, trends. There is nothing in her mind but fashion. I feel suppressed when we meet and she speaks about fashion for hours. It really makes me mad!

Sleepyhead

2008-11-10T05:52:55Z

When you are young, it seems that you never have enough sleep. Even if you sleep for over 8 hours, you feel like you would lie in bed for several hours more. Sometimes, I feel like I would sleep for 24 hours. Unfortunately, I cannot afford to sleep for over 10 hours often. Even when I manage to get 12 hours sleep on a weekend, I always feel sleepy in Monday morning.

They say elderly people need shorter sleep to feel brisk in the morning. I wonder how many years should past till I would feel brisk early in the morning. And what shall I do now? How to get my sleep out now?

Best Christmas Present

2008-11-06T05:57:40Z

I want this wrist watch. It is beautiful! Awesome! Wish, someone would buy it for me and give on Christmas. It would be the best gift! Hey, could anyone buy this watch for me?..

Put in Order your Finances

2008-10-28T13:15:25Z

The crisis brought lots of loses. No doubt, no one wants to lose. If you want to take control of your finances, start with your credit cards. Check your credit report. Do your best to raise your credit score if you want to enjoy low interest rates and not to overpay for your purchases.
Also, calculate how much you spend on credit cards. Check, whether you use all the credit cards you own. If there are some that you use rarely or do not use at all, cancel the accounts. Think, how much you will save! If you have to pay rather high interests on your plastic, try to shift your balance onto a card with lower rates. Pay attention to
fair credit cards. They often offer favorable terms, rewards, and reasonable fees.

Rhinoplasty

2008-10-28T11:26:52Z

A friend of mine, Patricia is going to undergo plastic surgery. She wants to have rhinoplasty. She is sure that her nose is awful. Well, I believe she needs no plastic. She is an attractive girl with a beautiful nose. I told her many times my thoughts about plastic surgery, but she is listening to nobody.

It really makes me mad, that I cannot persuade her to quit the idea. I’m sure, her rhinoplasty will be just a waste of money and time. The thing is her nose is quite normal and cute, and nobody sees any flaw in her nose except herself. Think, when she undergoes the plastic, nobody will see the difference between her “new” and “old” nose.

Shock!

2008-10-27T10:29:26Z

The biggest man in the world has just married! Look at the picture! How can a person gain so much fat! I cannot imagine this! The man’s weight is about 683,5 lb! It is awful! He cannot walk so he had to rent a truck to get the ceremony. Hope, he will be happy with his wife and will manage to lose weight. Otherwise, I sorry for the woman who is in love with him…

Happy Thanksgiving Day

2008-10-17T07:10:57Z

I will hardly have an opportunity to visit my parents in November (have too much work), so I decided to visit them this weekend. Thanksgiving is a great holiday. Our family always celebrates this holiday. We are used to gather together at my parents’ place and make a dinner. Unfortunately, I have to miss this Thanksgiving dinner. It really makes me sick…

Creddit Card Finder

2008-10-14T05:11:33Z

My friend is looking for a credit card. Jane wants to get a low APR credit card. So, we browsed the Internet and found a website that helps people to find a credit they really need.

This website is Megacredit.com. Here you can find low APR cards for purchases and balance transfer, business cards, and student credit deals, cash back offers, and even charity rewards cards.

Also, Megacredit.com provides articles on credit market and a special service Credit Finder. Credit Finder helps customers find a credit card that will suit their needs and requirements in three easy steps. Check the website!

Smile to People

2008-10-14T04:59:50Z

Rude people. Why they behave like that? Why they treat people around as if we are small silly people who are worth nothing? Do not they realize that being rude with people around they will achieve nothing but contempt.

There is a proverb: The world is like a mirror. When you smile the world, it smiles you in return. I believe it is true. When you are polite and kind to people, they are sure to “smile” you in return.

jessicaper @ 2008-10-13T15:26:00

2008-10-13T09:38:55Z

I've come across this picture yesterday. Naughty kids pushing one another into the river. This thing is from Asia. Funny, uh?

Autumn Is Beautiful Time

2008-10-10T07:58:19Z

Do you love autumn? When I was a little girl, I always thought that autumn is desperate time. I was sure that autumn is full of sorrow and sadness. Years have come past. Now I see that autumn is beautiful. It is full of romantic.

Fell Ill Badly

2008-09-29T05:34:34Z

Flue… Awful thing! Last week I fell ill with flue. It was really unpleasant: you ache all over, you feel miserably and weak and can do nothing but lie in the bed and do your best to fall asleep. I always feel miserably when I feel ill. I want to see nobody those days, but at the same time I want somebody to care about me. I know, I become unbearable when I fall ill, but I can do nothing with myself. Everything seems bad when you get flue.

Credit Card Problems

2008-09-17T03:32:02Z

Credit cards: just think how many problems they cause! Why cannot we live without plastics?! Of course, they let us buy lots of things we want and pay the purchases later, but it’s a trap. Credit is a rat race! Just think, you spend years to establish good credit. You do your best to become eligible for a rewards plastic. And then one day you realize that in the pursuit of rewards, you have made overdraft that is going to affect your credit. All you can do is to take a chance to pay the debt and apply for a balance transfer card. But it turns out that balance transfer cards are not so easy to obtain, they also demand high credit rating. And what shall you do? How to get out of debt?

Money Matters?

2008-09-16T08:48:42Z

I met my friend yesterday. She asked me for a piece of advice. It was a hard question. What to choose: money or a dream?

Megan has been working as a PR manager for two years. She says, she likes her job but it is not what she is dreaming about. Megan believes, she is not good in PR management. So, she is looking for something new. She is fond of communicating with people and she adores cosmetology. The girl wants to try herself in it. The thing is, she makes good money in her PR agency, but she will hardly make that money if she works as a cosmetologist (at least at the beginning). That’s why she is afraid to quit her current job.

Yesterday, I had nothing to say but advise her wait a little and do not quit her job at the moment. I think, changes are always good. But what concerns money, everything should be well measured. It is quite a different thing to be an amateur and a specialist in something. You may adore cosmetology and make-up, but it does not mean you will be a good cosmetologist and will make good money. Money matters. That’s my point of view.

Friendship...

2008-09-12T10:46:32Z

It is hard to be good friends. Just think, how many friends did you have when you was a child? And what about now? I’m sure, most grownup people have less friends than they did in their childhood. Why does it happen? Why we lose our childhood friends?

I have a friend when I was 8. We were best friends, at least we thought that. Then, my family moved to another part of the city. We met each other from time to time: first, we spend a lot of time together on weekends, then we met once a month, several times a year… Fifteen years came and I can say I haven’t seen my “best” friend for years. I’ve heard she married and quit study in the university, but I do not remember when I see her for the last time.

Well, it is sad that we are not friends anymore, but I cannot say I miss that girl much. Today I have other friends who are much closer and more important for me than she was. And I’m sure that even if my current best friend move to another city or country, she still will be my best friend. But why we leave our childhood friends so easily?

jessicaper @ 2008-09-09T17:14:00

2008-09-09T11:17:55Z

My problem is I often waste my time. Well, I try to plan my day (working days and weekends) but at the end of the day I rarely feel satisfy. The thing is I easily lose concentration, and there are always lots of things around that draw my attention. I cannot say that I’m an absent-minded and unorganized person, but I just fail stick to one and the same activity for a long time. I feel tired of monotonous activity and lose concentration. And then, as soon as I am distracted from the work, it takes me lots of time to get into gear again. As a result, a lot of time is wasted.

I realize that the loss of concentration keeps me from gaining great results. It is a big problem…

Just a Thought...

2008-09-03T04:38:17Z

I’ve learned recently: You will never be happy with your partner, if you are not happy alone. Well, it is a pretty good idea, that until you feel happy alone with yourselves, you will never be happy with people who are around. But think, don’t most women are looking for a man just because they are lonely and are thriving to happy life with a Mr. Big? Don’t lots of women picture a happy life in this way: beloved husband, children, and they are always together and never part with each other?

So, the idea is great, but is it true to life?

Wardrobe Update

2008-08-29T08:57:52Z

The new season is coming. I’ve decide to update my wardrobe. I’ve managed to raise my credit score. So, now I enjoy good credit history and I am eligible for rewards credit cards. Why not to obtain a cash rewards plastic?

I think it is a good idea to get cash return for my purchases. I am going to buy new clothes anyway, so why not to reconcile shopping (a pleasure) with earning cash back (another pleasure)?!

I browsed the Internet and fount some really good offers at www.applyforbestcredit.com.

Waiting forward for the BIG shopping day and grate cash back in return!

jessicaper @ 2008-08-27T11:05:00

2008-08-27T05:08:24Z

I’ve decided to save money for Christmas presents. Want to save $100 per month (at least $50). Think it is possible. Hope, I resist the temptation to buy new clothes and other unnecessary stuff during the next three months. Wish me Good Luck!

My Dreams Came True!

2008-08-22T08:00:36Z

I visited my ophthalmologist yesterday. Last year I had sight improvement. I suffered from near sight since childhood. I don’t remember when I could see everything clear without glasses or license. I always hate glasses! So, when I got enough money for the improvement, I took a chance without a hesitation.
I had -4,5 in June 2007, and after the improvement it became – 0,8! I was happy, but I could not say I was satisfied. I was dreaming about 100% sight! Doctors said there is a chance, but it is very little.
When I was sitting at the hospital yesterday, I was afraid that my sight is falling again and it could have become worse. But then my doctor came. Guess what she said? Now I have 100% good sight!
The dream came true! I am happy!!